It is one thing to acquire a piece of land and another to build the property. Land prices are very high, especially in urban areas. Therefore, one may have to take a breather after buying residential land and embark on another saving spell to raise money for building the house. One could approach the bank but the amount of building loan that they qualify for might not match their requirements, needing augmentation with savings. The good news is that whether you have raised the money to build your home via bank loan or through personal savings, you can still find a modest design for the budget that you have.
Maybe you have looked at a couple of plans for designer homes and you want to begin construction. Architects can make important alterations on the plan so that the house retains the same shape and style but has lesser rooms in order to cut on costs if your budget is not that high. At the same time, you can also get the architects to increase the number of rooms on the same plan, or they can add additional space in the garage if you are going to be using several vehicles. The choice is absolutely yours.
Therefore, you do not have to avoid modern home designs thinking that any plan you select out of these might not suit your budget. The architect or design company will probably give you a number of options that can reduce the cost of construction but still maintain the outlook and style of the house. You can also choose to be creative about it. You can for example suggest to the architect or design company that you want to merge two different plans, or suggest any other feature that you feel should be added to your house because it is yours at the end of the day.